LEGAL NOTICE

Superior Court of Washington for Okanogan County In Re the Estate of Ann Cauldwell Buell, Deceased. No. 14-4-00024-2. Probate Notice to Creditors (RCW 11.40.030).

The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the Decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Court. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets.

Date of First Publication: February 26, 2014. Personal Representative: Edward L. Adams.

Attorney for Personal Representative: /S/ Rolf Borgersen. Address for mailing or service: PO Box 354 Winthrop, WA 98862.

Published in the Methow Valley News February 26, March 5 & 12, 2014.

LEGAL NOTICE

Okanogan County Cemetery District No. 2 (Beaver Creek Cemetery) is advertising their Small Works Roster for any jobs or equipment priced between $2,500-$25,000. Any contractors wishing to be added to this Roster or to renew please contact Beaver Creek Cemetery at beavercreek2009@gmail.com or PO Box 1293, Twisp, WA  98856.

Published in the Methow Valley News February 26 and March 5, 2014.

LEGAL NOTICE

Notice of Adoption – Ordinance #677. An ordinance creating a sewer fund (404) and providing for the administration thereof.

Said ordinance may be examined at the Twisp Town Hall during regular business hours or mailed upon request.

This notice is given by order of the Town Council and pursuant to RCW 35.27.300. Dated this 11th day of February, 2014. Jackie Moriarty, Clerk/Treasurer, Town of Twisp, Washington.

Pubished in the Methow Valley News February 26, 2014.

LEGAL NOTICE

Notice of Adoption – Ordinance #678. An ordinance creating a sewer reserve fund (412) and providing for the administration thereof.

Said ordinance may be examined at the Twisp Town Hall during regular business hours or mailed upon request.

This notice is given by order of the Town Council and pursuant to RCW 35.27.300.

Dated this 11th day of February, 2014. Jackie Moriarty, Clerk/Treasurer, Town of Twisp, Washington.

Published in the Methow Valley News February 26, 2014

LEGAL NOTICE

NOTICE OF TRUSTEE’S  SALE

I

NOTICE IS HEREBY GIVEN that the undersigned Bishop, Marshall & Weibel, P.S. formerly known as Bishop, White, Marshall & Weibel, P.S. will on March 28, 2014 at l0:00am at the front entrance of the Okanogan County Courthouse, 149 Third North, in the City of Okanogan located at Okanogan County, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in Okanogan County, State of Washington, to-wit; BEGINNING AT THE NORTHEAST CORNER OF LOT 3, MONTVUE ADDITION TO RIVERSIDE, ACCORDING TO PLAT THEREOF RECORDED IN VOLUME “H” OF PLATS, SECTION 1, PAGE 30, RECORDS OF THE AUDITOR OF OKANOGAN COUNTY, WASHINGTON; THENCE RUN EAST A DISTANCE  OF 72.5 FEET TO THE TRUE POINT OF BEGINNING, THE FROM SAID TRUE POINT OF BEGINNING, RUN EAST A DISTANCE OF 72.5 FEET; THENCE TURN A 90° ANGLE TO THE RIGHT  AND RUN  SOUTH A DISTANCE  OF  110 FEET; THENCE TURN A 90° ANGLE TO THE RIGHT AND RUN WEST A DISTANCE OF 72.5 FEET; THENCE TURN A 90° ANGLE TO THE RIGHT AND RUN NORTH A DISTANCE OF 110 FEET TO THE TRUE POINT OF BEGINNING. ALL LOCATED IN GOVERNMENT LOT 3, SECTION 25, TOWNSHIP 35 NORTH,  RANGE 26 EAST, W.M. SITUATE IN THE COUNTY OF OKANOGAN, STATE OF WASHINGTON, which is subject to that certain Deed of Trust dated February 5, 2010, recorded February  12, 2010, under Auditor’s File No. 3152361 records of Okanogan County, Washington, from Donald Mac Rae, an unmarried man and Bonnie Lynn Mac Rae, a single woman, Joint Tenants with Full Rights of Survivorship, as Granter, to First American Lenders Advantage – NEC, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for Quicken Loans Inc. and its successors and assigns as Beneficiary. Bank of America, N.A. is now the beneficiary of the deed of trust. The sale will be made without any warranty concerning the title to, or the condition of the property.

II

No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Grantor’s default on the obligation secured by the Deed of Trust.

III

The default(s) for which this foreclosure is made is/are as follows:

i) Failure to pay the following amounts, now in arrears:

Amount due to reinstate by November 20, 2013

Delinquent Monthly Payments Due from 2/1/2013 through 11/01/2013:

6 payment(s) at $ 567.32

4 payment(s) at $ 732.89

Total: $6,335.48

Accrued Late Charges $97.98

Property Preservation Fee $58.71

Subtotal $6,492.17

Less Suspense Balance (35.00)

TOTAL DEFAULT $6,457.17

ii) Default. Description of Action Required to Cure and Documentation Necessary to Show Cure:

Delinquent irrigation taxes for 2013. Proof of Payoff.

Evidence/Proof must be provided that the delinquency has been brought current.

IV

The sum owing on the obligation secured by the Deed of Trust is: $34,440.22, together with interest from January 1, 2013 as provided in the note or other instrument, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.

V

The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on March 28, 2014. The payments, late charges, or other defaults must be cured by March 17, 2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before March 17, 2014 (11 days before the sale date) the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, or other defaults, is/are cured and the Trustee’s fees and costs are paid. Payment must be with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after March 17, 2014 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI

A written notice of default was transmitted by the beneficiary or Trustee to the Borrower and Grantor at the following addresses:

Bonnie Lynn Mac Rae 110 Montvue St., Riverside, WA 98849. John Doe, Unknown Spouse of Bonnie Lynn Mac Rae, 110 Montvue St. Riverside, WA 98849. Bonnie Lynn Mac Rae PO Box 191 Riverside, WA 98849. John Doe Unknown Spouse of Bonnie Lynn Mac Rae, PO Box 191 Riverside, WA 98849. Estate of Donald Mac Rae, 110 Montvu St. Riverside, WA 98849. Heirs and  Devisees of Donald Mac Rae 110 Montvue St. Riverside, WA 98849. Heirs and Devisees of Donald Mac Rae PO Box 191 Riverside, WA 98849. Estate of Donald Mac Rae. PO Box 191 Riverside, WA 98849. Bonnie Lynn Mac Rae 110 Montvue St. Riverside, WA 98849. John Doe Unknown Spouse of Bonnie Lynn Mac Rae 110 Montvue St. Riverside; WA 98849. Estate of Donald Mac, 110 Montvue St. Riverside, WA 98849. Heirs and Devisees of Donald Mac Rae 110 Montvue St. Riverside, WA 98849, by both first class and certified mail on October 14, 2013, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 14, 2013, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.

VII

The Trustee whose name and address are set forth will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII

The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX

Anyone having objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objection if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130.

Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X

NOTICE TO OCCUPANTS  OR TENANTS. The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser  shall provide a tenant with written notice in accordance with RCW 61.24.060.

If the Trustee’s Sale is set aside for any reason, the submitted bid will be forthwith returned without interest and the bidder will have no right to purchase the property. Recovery of the bid amount without interest constitutes the limit of the bidder’s recourse against the Trustee and/or the Beneficiary.

XI

NOTICE TO ALL PERSONS   AND PARTIES WHO ARE   GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust; (2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) The Guarantor will have no right to redeem the property after the Trustee’s Sale; (4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the Trustee’s Sale, or the last Trustee’s Sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the Trustee’s Sale, plus interest and costs.

XII

NOTICE

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO  NOT  DELAY. CONTACT  A  HOUSING COUNSELOR OR AN  ATTORNEY LICENSED IN WSHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING  ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:

Telephone:(1-877-894-4663). Website: http://www.wshfc.org/buyers/counseling.htm

The United States Department of Housing and Urban Development: Telephone: (1-800-569-4287) Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfin?webListAction=search&searchstate= WA&filterSvc=dfc.

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (1-800-606-4819) Website: http://nwjustice.org/what-clear

DATED: November 19, 2013. BISHOP, MARSHALL & WEIBEL, P.S. FORMERLY KNOWN AS BISHOP, WHITE, MARSHALL & WEIBEL, P.S.

Successor Trustee: /s/ William L. Bishop, Jr., President, 720 Olive Way, Suite 1201

Seattle, WA 98101. (206) 622-7527.

Published in the Methow Valley News February 26 and March 19, 2014.